our thinking

Insights & Perspectives from Commons Capital

Commons University

June 15, 2026

Three Ways to Build a Child's Financial Foundation

Signed into law on July 4, 2025 as part of the One Big Beautiful Bill Act, the Trump account (the new §530A account) is a tax-advantaged retirement account opened in a child's name. Any child under 18 with a Social Security number is eligible — there are no income limits on contributors and no earned-income requirement.

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Economic Outlook

A shipping container boat for a blog post about the slowly growing U.S. economy.

February 18, 2025

Why the US Economy May Grow More Slowly Than Expected

The US economy may expand more slowly than previously forecast as tariffs on imports rise and the Trump administration signals that it may tolerate slower growth in order to implement its trade policies.

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The Markets

A woman at her computer for a blog post about buying bonds.

February 14, 2025

It Could Be a Great Time for Bonds

Higher yields enable individual bonds to once again play their traditional role as sources of reliable, low-risk income for investors who buy and hold them to maturity.

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Financial Planning

February 4, 2025

5 Financial Planning Basics to Consider Now

If you’re feeling a bit anxious about the economy, you’re not alone. With inflation still relatively high, interest rates still up, and a presidential election looming, economic optimism is not universal among consumers.

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The Markets