our thinking

Insights & Perspectives from Commons Capital

Investment Management

June 26, 2026

The Hidden Concentration in "Diversified" Portfolios: What This Week Showed About Owning the S&P 500

On Tuesday afternoon, three stocks moved enough to pull the entire S&P 500 down 1.4 percent in a single session. Most investors holding "the market" through a passive index fund or ETF watched their balance dip and concluded, reasonably, that the market had a bad day.

Investment Management

January 31, 2026

Should I Invest in Small Cap Stocks in 2026 for My Portfolio

Asking 'should I invest in small cap stocks in 2026?' This guide explores the outlook, valuation, risks, and strategies for savvy investors.

Financial Planning

January 30, 2026

The Top 10 Rock Solid Financial Rules to Live By for Families in 2026

Secure your family's future with these 10 rock solid financial rules to live by for families. Learn HNW strategies for budgeting, investing, and legacy.

January 29, 2026

How to Protect Seniors From Financial Scams: A Guide for Families

Learn how to protect seniors from financial scams with practical prevention, detection, and empowerment strategies.

Investment Management

January 28, 2026

What's the Difference Between a Bond Fund and Individual Bonds?

Learn the difference between a bond fund and individual bonds, including costs, risks, and strategy tips for your goals.

Investment Management

January 27, 2026

How Do I Hedge My Portfolio Against 'Tariff Passthrough' and Trade Wars?

Discover how to hedge your portfolio against 'Tariff Passthrough' and trade wars. Get practical strategies to protect your investments from policy risk.

Financial Planning

January 26, 2026

College and Education Planning for Busy Parents: A Practical Guide

Discover practical steps for college and education planning for busy parents, from timelines and scholarships to FAFSA tips and campus visits.

January 25, 2026

Is The Buffett Indicator at 222% a Crash Signal?

Is the Buffett Indicator at 222% a crash signal? We break down what this historic high means for investors and how to navigate potential market risks.

Investment Management

January 24, 2026

Is the AI 'Supercycle' turning into a bubble? What investors should know

Is the AI 'Supercycle' finally turning into a bubble? We dissect market signals, valuations, and how to position your portfolio.

Investment Management

January 23, 2026

Unlocking Returns with Artificial Intelligence Technologies in Wealth Management

Explore how artificial intelligence technologies transform wealth management, delivering data-driven insights to optimize returns and manage risk.

Legacy Planning

January 22, 2026

What Is a Trust Fund and How Does It Work: A Simple Guide

Discover what is a trust fund and how does it work in plain English, including types, roles, and asset protection tips.

Investment Management

January 21, 2026

What Is Liability Driven Investing and How Does It Work?

Discover what is liability driven investing and how it helps secure long-term financial goals like retirement by aligning assets with future obligations.

January 20, 2026

Artificial Intelligence and Machine Learning in High-Net-Worth Investing: A Modern Guide

Explore how Artificial Intelligence/Machine Learning reshapes wealth management and high-net-worth investing with AI-driven strategies.

Investment Management

January 19, 2026

How to start investing in stocks with a small budget in 2026

How to start investing in stocks with a small budget in 2026: practical steps, beginner-friendly strategies, and tips to grow your portfolio responsibly.

Legacy Planning

January 18, 2026

A Comprehensive Guide to Taxes on a Trust

Explore taxes on a trust: how they're calculated and how revocable vs irrevocable trusts influence income, estate, and gift taxes for smarter wealth planning.

January 17, 2026

How to Choose a Financial Advisor That's Right for You

Learn how to choose a financial advisor with our guide. Discover the right questions to ask, how to vet credentials, and red flags to avoid for your wealth.

Retirement Planning

January 16, 2026

A Guide to Using a Buy Sell Agreement Template

Secure your business's future with our guide to using a buy sell agreement template. Learn to navigate structures, valuation, and funding.

Investment Management

January 15, 2026

When to Sell a Stock: A Guide for High-Net-Worth Investors

Knowing when to sell a stock is key to long-term success. Discover the fundamental signals, risk management rules, and smart strategies to protect your wealth.

Commons University

January 14, 2026

How to Calculate Net Worth: A Step-by-Step Guide

Discover how to calculate net worth with a simple, practical guide and start building a stronger financial future today.

January 13, 2026

Why a Top Independent Financial Advisor Is Key for Your Wealth

Discover why choosing the right independent financial advisor is critical. Learn how fiduciary duty and unbiased advice protect and grow your wealth.

January 12, 2026

How a Retirement Financial Advisor Secures Your Future

Discover how a retirement financial advisor navigates complex finances to secure your future. Learn about services, fiduciary duty, and key questions to ask.

Investment Management

January 11, 2026

Stock Market Basics for Beginners: A Guide to Smart Investing

Master stock market basics for beginners with this essential guide. Learn how to build and protect wealth with foundational investment strategies.

Financial Planning

January 10, 2026

A Step-by-Step Guide to Financial Planning for High Income Earners

Master your finances with this guide on financial planning for high income earners. Learn tax, investment, and wealth strategies to build lasting net worth.

January 9, 2026

Wealth Advisor Near Me: How to Find a Local Expert

Struggling to manage significant wealth? This guide explains what a true wealth advisor does and how to find the right expert for your complex financial needs.

Investment Management

January 8, 2026

A Guide to the Technical Analysis of Stocks for Informed Investors

Master technical analysis of stocks with our guide. Learn to use charts and indicators to protect capital and enhance your wealth management strategy.