our thinking

Insights & Perspectives from Commons Capital

Commons University

June 15, 2026

Three Ways to Build a Child's Financial Foundation

Signed into law on July 4, 2025 as part of the One Big Beautiful Bill Act, the Trump account (the new §530A account) is a tax-advantaged retirement account opened in a child's name. Any child under 18 with a Social Security number is eligible — there are no income limits on contributors and no earned-income requirement.

Legacy Planning

April 10, 2026

Grantor Retained Annuity Trust A Guide for HNW Investors

Explore the Grantor Retained Annuity Trust (GRAT), a powerful estate planning tool for transferring wealth with minimal tax. Learn how it works for HNW clients.

Economic Outlook

April 9, 2026

Iran and Correlation to the Stock Market: Forecast 2026

Explore how iran and correlation to the stock market impacts your investments. Get 2026 insights and make informed decisions. Learn more now!

Legacy Planning

April 8, 2026

How to Open a Trust Account: A Guide for HNW Investors

Learn how to open a trust account with our step-by-step guide for high-net-worth families. Covers trust types, funding, tax IDs, and legal considerations.

Investment Management

April 7, 2026

Ultimate Guide 2026: How to Build a Stock Portfolio

Learn how to build a stock portfolio for lasting wealth in 2026. Our guide covers strategy, stock selection, risk, and tax planning.

April 6, 2026

Cost Segregation Study Benefits You Need to Know in 2026

Discover the key cost segregation study benefits for real estate investors. Learn to accelerate depreciation, boost cash flow, and reduce your tax burden.

Legacy Planning

April 5, 2026

10 Key Wealth Preservation Strategies for 2026

Discover 10 expert wealth preservation strategies. Our guide covers tax efficiency, estate planning, and asset protection for high-net-worth individuals.

Retirement Planning

April 4, 2026

Medicare Supplement Plan Comparison for 2026

A complete 2026 Medicare Supplement Plan Comparison. Find the right Medigap plan for your retirement portfolio by comparing Plans G, N, and more.

Retirement Planning

April 3, 2026

Mastering Required Minimum Distribution Rules for 2026

Unlock the secrets of required minimum distribution rules. Learn how to calculate RMDs, avoid penalties, and optimize your retirement savings for 2026.

April 2, 2026

Mastering Family Wealth Management for Future Generations in 2026

Unlock the secrets to successful family wealth management. Our guide covers governance, investing, and legacy planning to secure your family's financial future.

April 1, 2026

What Is a Wealth Planner and How Do They Build Fortunes in 2026

Discover what a wealth planner does, how they build generational wealth, and why high-net-worth individuals need their holistic financial guidance.

March 31, 2026

How to Find a Fiduciary Financial Advisor Near Me in 2026

Find a trusted fiduciary financial advisor near me with our guide. Get actionable advice for vetting and hiring the right expert for high-net-worth needs.

Investment Management

March 30, 2026

How to Invest During Market Volatility: A Guide for Investors in 2026

Learn how to invest during market volatility with expert strategies. Our guide helps you navigate downturns, protect your portfolio, and find opportunities.

March 29, 2026

Private Banking Services for High Net Worth Individuals: A Guide

Discover private banking for wealthy individuals. Understand its benefits, differences from wealth management, and strategic value.

Investment Management

March 28, 2026

A Fiduciary's Guide to Institutional Investment Management for Endowments & Foundations

Institutional investment management - Discover how fiduciary advisors provide expert institutional investment management solutions, helping endowments & foundat

March 27, 2026

Wealth Management for Business Owners in Boston: A Guide to Selling Your Company

Unlock growth with expert financial planning for business owners in Boston. Get strategies for cash flow, valuation, tax, and exit planning.

March 26, 2026

Private Wealth Management Firms in NYC: How to Choose One That's Truly Independent

Discover expert advice on private wealth management firms in NYC: how to choose one that's truly independent. Spot conflicts & secure a true fiduciary.

March 25, 2026

Massachusetts Estate Tax: Your 2026 Guide for HNW Families

Massachusetts estate tax: what high net worth families need to know in 2026. Understand MA's $2M exemption, federal differences, and smart planning strategies.

March 24, 2026

A Complete Picture of Your Wealth: Why Aggregated Financial Reporting is Essential

Get a single, clear view of your total wealth with aggregated financial reporting. Enable smarter strategies & better decisions with Commons Capital.

March 23, 2026

How Wealthy Investors Use Securities-Based Lending: A Wealth Advisor's Guide

Unlock the power of securities-based lending. Learn how wealthy investors access liquidity from their portfolio without selling and why a wealth advisor is key.

Giving and Social Impact

March 22, 2026

Building Wealth While Creating Change: Impact Investing for HNW Individuals

Discover impact investing for high net worth individuals and learn how to align wealth with values while pursuing strong returns.

March 21, 2026

A Financial Advisor for Professional Athletes: Your Guide Before and After the Contract

Discover wealth management for professional athletes with practical, actionable strategies to protect earnings and build lasting wealth.

Investment Management

March 20, 2026

The Hidden Pitfalls of a Bond Mutual Fund: Why Individual Bonds Offer More Control

Is your bond mutual fund the right choice? This guide compares bond funds to individual bonds, revealing key differences in control, cost, and transparency.

March 19, 2026

Your Guide to Fiduciary Wealth Management in Needham, MA (2026)

Discover the best fiduciary wealth managers in Boston & Needham, MA (2026 guide). Find fee-only advisors for your high-net-worth needs with our expert list.

March 18, 2026

Wealth Manager for Entertainers and Celebrities: A Guide to Long-Term Wealth

Discover financial planning for entertainers, musicians, and celebrities to manage irregular income, royalties, and brand deals for lasting financial security.